What is a SWIFT/BIC code?
A SWIFT code, also known as a BIC, is an international bank identifier used to make sure your money reaches the right place when sending or receiving funds across borders. It tells banks exactly which financial institution is involved in the transfer, helping to ensure secure, accurate delivery of international payments.

Why do I need a SWIFT/BIC code?
You’ll typically need a SWIFT/BIC code when sending or receiving international transfers, as it helps identify the correct financial institution and route the payment securely. However, not all international transfers require one—some countries or payment methods may use alternatives like IBANs, routing numbers, or national clearing codes.

Does my bank have more than one SWIFT code?
Many banks have multiple SWIFT codes, especially major banks with branches in different cities. Some banks use a single global SWIFT code, while others assign unique codes to specific branches to help route international payments more accurately.
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