尋找 SWIFT 代碼

從這些熱門銀行中選擇一家開始:

Wells Fargo BankSantanderUS BankCitibankBank of AmericaTruistPNC BankUSAAChaseCapital OneCitizens BankNavy Federal

What is a SWIFT/BIC code?

A SWIFT code, also known as a BIC, is an international bank identifier used to make sure your money reaches the right place when sending or receiving funds across borders. It tells banks exactly which financial institution is involved in the transfer, helping to ensure secure, accurate delivery of international payments.

Why do I need a SWIFT/BIC code?

Why do I need a SWIFT/BIC code?

You’ll typically need a SWIFT/BIC code when sending or receiving international transfers, as it helps identify the correct financial institution and route the payment securely. However, not all international transfers require one—some countries or payment methods may use alternatives like IBANs, routing numbers, or national clearing codes.

Does my bank have more than one SWIFT code?

Does my bank have more than one SWIFT code?

Many banks have multiple SWIFT codes, especially major banks with branches in different cities. Some banks use a single global SWIFT code, while others assign unique codes to specific branches to help route international payments more accurately.

Choose Xe when sending money abroad

Better rates

Better rates

Compare us to your bank and discover the savings. Our rates often outperform major banks, maximizing the value of your transfer.

Send more
Lower fees

Lower fees

We show you all fees upfront before you confirm your transfer so you know exactly what you're paying for. Our lower fees mean more savings for you.

Spend less
Faster transfers

Faster transfers

The majority of transfers are completed the same day. We understand that when it comes to your money, timing matters.

Send faster

Xe 深受全球數百萬客戶的信賴

Frequently asked questions

A SWIFT code is used to identify a specific bank or financial institution when sending or receiving money across borders. It acts like an international address for your bank, helping route your transfer securely and accurately through the global banking system. While not every transfer method or country requires a SWIFT code, it’s often needed when making traditional wire transfers through banks. Providing the correct SWIFT code reduces the risk of delays, rejections, or misrouted payments.